Which bank is better for applying for a credit card and has a higher credit limit

In fact, there is no bank with a high credit card limit and easy application. The key lies in the actual situation of the credit card applicant. If the credit card applicant If you have good credit, high income, and stable job, your credit card limit will be high and it will be easy to apply for it.

1. Agricultural Bank of China

First of all, the Agricultural Bank of China’s credit cards, Youran Platinum Card and National Treasure Card, are very good. There is no big difference in the rights of the two. They are basically the same. It’s the same. The platinum card is mainly the VIP channel of the branches. It can make appointments with experts, assist in medical treatment, and provide one-yuan parking in parking lots and VIP rights at the airport. Agricultural Bank of China has many branches and it is more convenient to handle business. The most important thing is that Agricultural Bank of China’s activities are There are many, and there are activities every month, but there are also shortcomings, such as low quota, difficulty in activation, etc., but overall it is still very good.

2. Guangfa Bank

The second is that the two credit cards of Guangfa Bank are very good, one is co-branded by JD.com, and the other is GF Zhenshang Platinum Credit Card. The one co-branded by JD.com is not necessary. It must be related to JD.com. If new users make three purchases, they can enjoy JD.com plus membership for one year. There are also 2 no-threshold coupons every month. The GF Zhenshang Platinum Credit Card enjoys the rights of Longteng VIP Lounge and unlimited trips to Guangfa High-Speed ??Railway. VIP lounges are very good for those who are on business trips for a long time. Generally, this kind of card approval is faster, and the credit limit is higher. It can also be activated remotely, which is more convenient, but it has fewer points.

3. China CITIC Bank

CITIC’s Yan Card is very good for shipping koi. For general consumption, you can use your points to redeem video coupons after 9 days of consumption every month, and There are also payment coupons from major shopping platforms. Finally, the takeout coupons are very cost-effective. You can enjoy an extra 9-point redemption for 3 purchases of 88 yuan. This card is still very good-looking, frosted, and has many activities. However, there are relatively few outlets, and the amount does not increase very quickly.

4. Postal Bank

Postal Youth UnionPay Card is also okay. This card does not have any good benefits, but it is more practical because it is the first payment of every month. Cash withdrawals are free and there are no handling fees. Compared with other credit cards, it is still very good. However, this card is more difficult to apply for, but fortunately there are many branches and there are many activities of this kind of bank, so it is still very good. , it is more difficult to handle, especially if there is no social security.

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Credit card application for China Merchants Bank and Ping An Bank

Credit card application for China Everbright Bank and China CITIC Bank

Credit card application for Agricultural Bank of China and Minsheng Bank