.6 percent. According to the inquiry, the Agricultural Bank of China learned that the installment interest rate of the Agricultural Bank's credit card is .6 percent, and the installment repayment of the Agricultural Bank's credit card has no interest, only the installment fee is charged. The installment fee rate of the bank's credit card is .6 percent, and the first installment is one month. The cardholder's installment repayment amount is 1,, which is divided into six installments, and the total fee is 1, times .6 times 6, which is equal to 36 yuan. The overdraft interest rate of Agricultural Bank of China's credit card is .5 ‰ of the daily interest rate, and the approximate annualized interest rate is 18.25%. The overdraft interest is compounded monthly and deducted from the cardholder's account. If the cardholder fails to repay in full before the due repayment date, the interest will be charged from the date when the consumption is recorded to the settlement date, and the interest will not be calculated during the interest-free period. The specific calculation method of interest may be different due to the cardholder's repayment situation, the number of days per month and other factors, so the actual annualized interest rate is different.