2. Make a reasonable repayment plan. In overdue negotiation, it is very important to make a reasonable repayment plan. According to your actual repayment ability, put forward a repayment plan that meets your ability level. You can repay overdue debts by installments, or you can apply for extending the repayment period. At the same time, you can ask the bank to reduce some interest.
3. Cooperate with the bank to provide the required documents and information. Minsheng Credit Card may need to provide some documents and materials when negotiating the repayment plan, such as personal identification and financial information such as salary flow and ID card. We should actively cooperate and provide clear and accurate materials.
4. Maintain the integrity of repayment. When negotiating repayment, you should keep your word and repay on schedule according to the negotiated repayment plan. If necessary, fulfill the promise and provide additional documents or information. The repayment plan needs to be rechecked to ensure that it is consistent with the financial plan. If you find it difficult to repay, you should contact Minsheng Credit Card Customer Service in time to reschedule the repayment plan.
5. Actively participate in bank collection activities. If the repayment cannot be made on time, the bank will make a collection. In the process of collection, we should actively cooperate with the bank, re-evaluate the financial situation and make a reasonable repayment plan. At the same time, actively cooperate with the repayment requirements of banks to avoid possible economic losses.