Sesame loan method
1. Open Alipay and enter my interface. Click online business loan to get a loan. Online business loans require a handling fee.
2. Enter the Sesame Credit interface and click Credit Life.
3, the page pop-up options, click on the finance.
4. Enter the credit period, and click the imprest.
5. Enter the petty cash interface and click [Agree] to open it.
6. Jump to the page and enter the payment password of Alipay.
7. After the password is successfully entered, the interface pops up and the access is successful. Click to enter the balance view.
Sesame loan service is hidden in your credit life. From Sesame Credit on Alipay's homepage, click Credit Life in the lower right corner, and you can see the credit lending section. Loans through sesame seeds are as follows: ant flower buds, ant loans, good loans, and future installments. Among them, the application threshold for sesame seeds in good loans and future installments is above 600 points.
What is the function of sesame?
1, if sesame scores more than 600 points, you can use at least one bike-sharing without deposit. Bicycle sharing has a great effect on office workers. As long as the sesame score is above 600, you can scan the code and ride directly in Alipay without a deposit. There are not many cities that are open to cycling without deposit, but first-tier cities and some second-tier cities can be exempted.
2. You can rent a car without a deposit if the sesame score is more than 650 points. For migrant workers who don't have a car, renting a car is the best choice when they want to go to go on road trip with their family and friends on holidays. If the sesame score is above 650, the procedure will be much simpler, and it is quite convenient to avoid the deposit.
3. If the sesame score is more than 600 points, you can rent items without deposit. Among them, loanable items include charging treasures, umbrellas, books, clothing, digital products, toys, overseas WIFI, smart homes and so on.
4. In Hangzhou and Wuhan, if the sesame score is above 550, you can get the electronic bus card directly. You can use it without recharging, scan the code and get on the bus, and deduct money directly from Alipay account, which makes daily travel more worry-free.
The higher the sesame score, the more opportunities to reduce the deposit when renting a house, and the rent is paid monthly. Renting a house is the housing choice of many office workers, often for at least two or three months, while some landlords require to pay the rent for a quarter or half a year first. The importance of sesame seed points is reflected at this time, so that you can enjoy more concessions in the process of renting a house.
6. The higher the sesame score, the looser the peer-to-peer lending quota. When life is difficult, in addition to working with relatives and friends around you, peer-to-peer lending is a good choice. The higher the sesame score, the more convenient the procedure.
How to borrow sesame seeds?
Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:
Step 2: You can see micro loans in more cases, and click Enter.
Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.
Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.
Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.
Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.
Extended data:
Increase the amount of sesame credit loan
1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.
2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.
Buying things with sesame credit line is also a very important way to increase sesame credit line.
4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.
5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.
6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.
7. Finally, keep a good personal credit record.