What is the annual interest rate of CCB's large deposit certificate in 2023?
1, initial deposit is 200,000 yuan: one-month deposit rate 1.53%, three-month deposit rate 1.54%, six-month deposit rate 1.82%, 1 deposit rate 2./kloc-0.
2. The initial deposit amount is 300,000 yuan: one-month deposit rate 1.585%, three-month deposit rate 1.595%, six-month deposit rate 1.885%, deposit rate 1, and deposit rate 3.045%.
3. The initial deposit amount is 800,000 yuan: the deposit period 1 annual interest rate is 2.25%, the deposit period 215%, and the deposit period 3125%.
What are the advantages of a large deposit?
1, and the interest-principal ratio is high.
The principal-interest ratio of large deposits is higher or higher than that of ordinary time deposits, all of which rise on the basis of the interest rate of ordinary time deposits, up to 40%;
2. Strong liquidity
Large deposits are highly liquid, mainly because they can be transferred indefinitely. In addition, they can be used as a real estate, and they can be used as collateral for mortgage loans.
3. The safety factor is high.
Large deposits are based on bank credit. Secondly, the most important security is embodied in the protection of savings deposit insurance regulations and the protection of savings deposit insurance institutions. Banks have a high investment threshold for large deposits and need financial resources. Generally, it takes 200,000-300,000 yuan to apply for a large deposit in a bank.
Here is a brief introduction to the knowledge about "what is the deposit interest rate of CCB in 2023". I hope the above introduction can help you. The deposit interest rates of different banks and different regions are different, depending on the actual deposit bank. Thanks for reading.