At the meeting.

In accordance with the relevant work arrangements for the construction of a credit reporting system in the field of P2P online lending, Beijing Jieyue United Financial Information Services Co., Ltd. has accessed the basic financial credit information database (i.e., the People’s Bank of China’s credit reporting system).

Tingfengzhe, a full-lifecycle intelligent risk control platform built entirely independently by Jieyue and Qianqiang Financial Services, is a platform that jointly operates Tingfengzhe. In pre-loan management, Tingfengzhe conducts individual and group anti-fraud identification and For credit review, Tingfeng dynamically monitors the borrower's behavior during and after the loan, quantifies the borrower's repayment ability in real time, and has a clear understanding of the quality of its own assets.

Extended information:

Relevant requirements for the credit reporting system of the People's Bank of China:

1. In addition to the basic database of enterprise and personal credit information, it mainly contains the information of enterprises and individuals. In addition to credit information, it also includes basic corporate and individual identity information, corporate environmental protection information, payment of various social security fees and housing provident fund information, quality inspection information, corporate wage arrears information, and telecommunications payment information.

2. After the enterprise and personal credit information basic database collects the above information, it will match, organize and save the data according to the data subject (i.e. enterprise and individual), and all information belonging to the same enterprise and individual will be Integrated in their name to form the credit file of the business or individual and generate a credit report when inquired by financial institutions.

Jieyue United-Jieyue News

Jieyue United-Announcement on Accessing the People’s Bank of China Credit Information System