What you want to ask is, are the consequences of Ping An Cash Installment serious? serious. According to the official website of Xicai.com, Youxiangjin has a special cash installment limit. Although this limit is independent of the credit limit, and the repayment amount and handling fee of each installment are credited to the cardholder's credit card account, but if If you fail to repay the loan in time, and if it is overdue, you will have a bad credit card, with serious consequences.