If you activate your credit card by mistake, you can try to activate it again.
If you failed to activate your credit card correctly, it may be because:
(1) Information verification does not match. If the basic information provided when applying for a credit card has changed, it will naturally not match the previous information when activated. It is suggested to call the bank to explain the situation and make changes.
(2) The credit card has expired. If your credit card is not used for a long time, it will be useless after the expiration date. You must replace it with a new card to activate it.
(3) Not qualified for online activation. Some bank credit cards stipulate that online application for new cards must be activated at bank outlets, not online.
(4) the credit card is true and false. If you apply for a credit card through street salesmen or informal channels, you must first verify the authenticity of your card. Generally, call to verify that the information is invalid, and the proof card may be fake.
According to different reasons, take corresponding solutions.
Extended data:
ICBC [5.4 12.85%] has the lowest average annual fee.
According to the statistics of Yinlv.com, a financial research institution, the average annual fee of gold card and ordinary card of ICBC is the lowest, which is about 100 yuan. The average annual fee for gold and ordinary cards of Shanghai Pudong Development Bank [23.204.93%] is higher than that of ICBC 150 yuan.
Different types of credit cards launched by the same bank have different annual fee rules. For example, the annual fee of Peony International Credit Card of ICBC is 100 yuan, while the annual fee of Peony 60th Anniversary Credit Card is only in 50 yuan.
This is due to the difference in annual fees caused by different card issuers. The issuers of Peony International Credit Card are UnionPay and MasterCard or UnionPay and VISA, and the issuers of Peony 60th Anniversary Credit Card are UnionPay.
Financial experts in Yinlv.com also pointed out that the annual fees of single-currency cards and dual-currency cards are often different. For example, the annual fee for standard dual-currency card of Guangfa Bank is 90 yuan, while the annual fee for RMB card of Guangfa Bank is 40 yuan.
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