Current location - Trademark Inquiry Complete Network - Overdue credit card - Please ask ICBC's credit card to be overdue for 11 days. At present, the card has been frozen. Can you unfreeze the card after repayment? Will the credit limit be reduced after repayment?
Please ask ICBC's credit card to be overdue for 11 days. At present, the card has been frozen. Can you unfreeze the card after repayment? Will the credit limit be reduced after repayment?
ICBC's credit card is overdue for 11 days. At present, the card has been frozen. After repayment, you can unfreeze it and continue to use the card. After repayment, the credit limit will not decrease at first, and it will depend on the performance of repayment and consumption. If the performance is good, it is expected to increase the quota. If it continues to deteriorate, it will be reduced or permanently frozen.

after the first freeze, the credit card will be returned immediately. After communicating with the customer service staff, it can still be unfrozen and continued to be used. However, the bad credit record will not disappear immediately, and it needs to be eliminated through consumption and repayment. After the repayment is unfrozen, ICBC will not reduce the limit first, but will observe it for a period of time and make further relevant treatment according to the usage. For example, increase or decrease the quota, or deal with the title.

in most cases, it can no longer be used. Please pay off the debt and try to apply for unfreezing the credit card. Otherwise, please pay off your debts and apply for cancellation of your credit card.

hello, if the card is frozen and blocked by the bank due to improper use of the credit card or overdue payment, the cardholder himself needs to apply to the bank for unfreezing. If it is necessary to unfreeze the card on the day of paying off the debt, you may have to bring your card and ID card to the local card center counter to apply directly. If you can unfreeze it, you can unfreeze it on the same day. If you can't unfreeze it, it means that the card has been forcibly cancelled by the bank and can't be used any more.