Compared with other joint-stock commercial banks, it is more difficult for the four major banks to apply for credit cards, and the qualification requirements for applicants are also higher. If the applicant wants to apply for the credit cards of the four major banks, he must know more about the four major banks. Which of the four major bank credit cards is better? Can the credit cards of the four major banks reduce interest? which is the best credit card of the four major banks?

1. Bank of China and Bank of China have the nickname of "Brick Bank". In the past, a friend of Bank of China said that the hard condition for a platinum card was to put a 2W deposit for three months, or a 5W loan, including mortgage. Generally speaking, if you want to apply for a card in BOC, it mainly depends on assets.

2. The advantage of China Construction Bank's credit card mainly lies in overseas cashback. Many credit card applicants said that it is very difficult to save credit card points of China Construction Bank. CCB is similar to BOC, mainly depending on the economic strength and loan repayment ability of the applicants, but CCB has more "relaxation periods".

3. The credit card of Bank of Communications has always been famous for being easy to get off, but the risk control of Bank of Communications is very strict, so it is difficult for the applicant to withdraw the amount. If the applicant works in a work unit recognized by the bank, or the assets are in place, it is relatively simple to raise the amount.

4. Industrial and Commercial Bank of China ICBC was nicknamed "Cosmic Bank" because its total assets ranked first in the world, and some people ridiculed it as the largest bank in the universe. It is not difficult for ICBC to apply for a credit card, and many types of cards are specially prepared for "Xiaobai" or users who have just left the society. Generally speaking, the credit cards of the four major banks have their own advantages and disadvantages, and applicants can choose according to their actual situation and needs.

can the credit cards of the four major banks reduce interest? Every year, the four major banks will have some preferential periods for credit card interest, and generally there will be interest reduction or interest-free installments. Cardholders can pay attention to official website's notice. Generally, official website will announce it 7 days before the arrival of the preferential period. The above is the related content sharing of "which of the four major banks' credit cards is good", hoping to help everyone!