I spent 26, yuan on the 57,-yuan credit card of Industrial Bank, reminding me that I only need to repay more than 4, yuan for full repayment, because the Industrial Credit Card is the lowest one day overdue. If the user receives a reminder message and asks the user to pay off the overdue debt in full, then Industrial Bank will only think that the user has repaid part of the debt, and the amount to be repaid will still be displayed on the page. Users must repay in accordance with the regulations of Industrial Bank, otherwise, the Industrial Bank will regard the user as overdue.

after the credit card is overdue, it will have a series of negative effects. Because it only affects one day, the negative effects can be effectively reduced as long as the user pays off all the debts in time.