1, SMS notification, sign in face to face before getting off the card.
You can make a face-to-face interview at any branch of China CITIC Bank from the day you receive the news. Usually, you need to bring a valid ID card and a mobile phone number reserved when you apply for a card. When you go to the branch, the staff will verify your identity, answer a few questions, then just copy a paragraph and sign it. If you are not rejected on the spot, you can get off the card after the interview.
After you get your credit card, you don't have to go to the bank to activate it. Just make a phone call or activate it directly in official website. Don't forget to set the inquiry password.
2. First notify the card by SMS and then sign it in person.
If the SMS notification passes the preliminary examination, the card will be issued directly. Usually, the bank will handle the card within 2~3 days after receiving the text message, and will receive the card letter in a week or so. Just bring your card letter, valid ID and reserved mobile phone number to the counter. The process is similar.
After the interview is successful, the staff will help the cardholder activate the credit card on the spot. The cardholder can set the inquiry password to use the card by himself or activate it by ourselves. If the interview is rejected, the credit card that has been received will be invalid, and it is best to cut the card.
Extended data:
Credit card application:
If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, ask the staff to apply for a card, then get the application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review.
After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.
Of course, in addition to applying at the outlets, customers can also apply directly at the bank official website, the mobile banking client or the credit card app. However, it should be noted that if you apply for a bank's credit card online for the first time, you may have to go to the bank for an interview afterwards.
Customers should pay attention to keep the phone open after submitting their card application, because some banks may call to ask customers some relevant information during the audit. In this regard, if you don't receive the call in time, it may have a certain impact on the card approval.
Credit card withdrawal:
When applying for a credit card, the bank will approve the amount according to the applicant's comprehensive qualifications, and the credit card can also be used to raise the amount. The method is as follows:
First, more credit card spending.
If you want to increase the credit card limit, you should spend more by credit card. If you can swipe your card, try to swipe it. It is best to keep a stable consumption record for several months before applying for withdrawal, and it is best to swipe your card about 20 times a month. Merchants who swipe their cards should also be diversified.
Second, properly handle the staging.
Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.
Third, make a good record of using the card.
If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.