ok. The application threshold of joint credit card in Tik Tok is relatively low. As long as the applicant's credit record is qualified, the age is between 18 and 65, and he has full capacity for civil conduct, it is easier to get a card, and both the general card and the gold card can be successfully processed. Moreover, the application process is simple. Users can apply online through the Tik Tok platform or the official channel of the bank, fill in relevant information and submit application materials, which can be processed after approval.