Recommend a few credit cards (credit cards) worthy of young people
1. China Merchants Credit Card (credit card)
Speaking of China Merchants Bank Credit Card ( Credit card), I must strongly recommend this YOUNG card.
Why is it called the most popular credit card (credit card) in history?
It starts with appearance
Young cards have black and white versions of the card surface. The depth of black and the coolness of rainbow hot stamping are the perfect combination to make you look cool to the end! Pure white represents the infinite beauty of youth, and the simple design fits your unique fashion taste! There is also a red campus version for current students.
1. Card opening gift
Within two months of opening the card, if you meet any of the following conditions, you can receive an Alpine trolley case or Pentium 4D electric shaver or attract investment through the Palm Life APP The bank credit card (debit card) has 1,000 points. The young card is aimed at young people who have just graduated. The razors and trolley cases are of good quality, neither high nor low, suitable for entry into the workplace.
-Use the card for 3 transactions, with each purchase exceeding 188 yuan
-Or any single installment transaction with a total amount of 500 yuan or more
- Or any China Merchants Bank Pocket Life card-binding and repay China Merchants Bank credit card (debit card) transaction
-Or any ApplePay payment
2. Rights and interests (put aside Talking about the limit of rights and interests is all a joke)
-The first cash withdrawal of each month is free
-Double points in the birthday month
Points are valid forever, think of you classic white After approving the card, I found a touching picture of hundreds of thousands of points on my account——
Now, the cash withdrawal points of young card are still valid, test it myself.
3. Annual fee
The annual fee for the first year is waived, and the annual fee for the next year (300 yuan) is waived for 6 transactions.
2. Guangfa Credit Card (credit Card)
Guangfa New Smart Card
Guangfa New Smart Card is a new GF Smart Card with IQ300 smart pre-deposit discount, allowing cardholders to enjoy super high rebate rewards, plus IQ300 smart card Consumption, installment and recurring points discounts allow cardholders to double their points to offset fees, and provide endless feedback. Smart points discounts also allow cardholders to enjoy 5 times, 10 times and more rewards exclusively.
☆ Enjoy 2 times the points when you spend 300 yuan or more with smart spending ☆ 5 times the points with smart installments ☆ 5 times the points with smart cash withdrawals ☆ Get an extra 180 yuan back with a smart credit card (debit card)
Swipe Credit card (debit card) purchases with a single transaction amount of RMB 300 or more can enjoy 2 times the points. (If the single amount is less than RMB 300, you will still enjoy 1 times the points)
If you successfully apply for the interest-free installment of "Bianyanxing" or "Caizhijin", you can enjoy 5 times the points.
(1) Every transaction: When you spend 500 yuan or more with a single credit card (debit card), you only need to dial 95508 to apply, and you can enjoy interest-free installment payment for up to 24 months, making financial management easy freely!
(2) Automatic sample line: Just check the box on the application form or dial 95508 to apply for automatic binding once. In the future, all single purchases of more than 1,000 yuan can be exempted according to the number of periods you choose. Interest is repaid in installments to suit your financial needs!
3. Ping An Credit Card (credit card)
Ping An Bank Car Owners Credit Card (credit card)
Ping An Car Owners Card is Shenzhen Ping An Bank’s first dedicated to private individuals Car owners need carefully crafted credit card (debit card) products.
After you swipe your credit card (credit card) to refuel at a designated gas station, you will receive a 12% discount on the gas fee in the next month, provided that the credit card (credit card) consumption in the month of gas refueling exceeds 2,000.
Comprehensive driving protection
RMB 500,000 driver accident insurance protection to protect you
Accident safety protection of up to RMB 500,000. Help you enjoy driving fun!
RMB 100,000/person accident insurance protection for relatives in the car, one card to protect the car (exclusively launched)
Four relatives in the same car can enjoy up to RMB 100,000/person People’s safety and security, added protection for their families!
Safety is not big or small, and accidental medical treatment is also covered
Accident medical insurance for all 5 people in the car, with the insurance amount up to ￥4,000 per person, helping you and your family drive with peace of mind take!
Thoughtful rescue guarantee
Unlimited free rescue within 30 kilometers.
Is Ping An Credit Card suitable for young people? These credit cards are in high demand!
Ping An Bank has many businesses. In addition to insurance, financial management, etc., it can also apply for credit cards. Many people are not very familiar with Ping An Bank’s credit cards. They ask whether Ping An Credit Card is suitable for young people? In fact, there is no clear standard for whether it is appropriate to apply for a credit card. It mainly depends on whether the applicant has needs.
Is Ping An Credit Card suitable for young people?
Young people can apply for Ping An Bank’s credit cards. Anyone with a stable job income and good credit can apply. However, there are many types of Ping An Credit Card, so it is not suitable for everyone. Applicants should decide whether to apply based on their own needs. Usually young people who apply for Ping An credit cards generally choose these card types:
1. Ping An Bank Car Owner Card, which allows new accounts to make any purchase in the first month and the next month, and old customers to make purchases in the same month. 4 transactions for 388 yuan, you can enjoy 12% off on refueling every month, and the maximum cash rebate for the whole year is 720 yuan; you can enjoy the 1.1 million safety car accident guarantee on the day after the first purchase, and unlimited free roads throughout the year within 30 kilometers every time For rescue services, you can earn points by spending on WeChat and Alipay.
2. Ping An Bank iQiyi Credit Card, you can get iQiyi VIP gold membership by swiping the card once, and you will continue to get iQiyi VIP gold membership if you make 3 transactions every month for 188 yuan, and you will get it every month if you meet the standard every month. You can accumulate Miles Points by spending online, and you can also enjoy flight delay insurance of 800 yuan per time within 2 hours and comprehensive traffic accident protection of 10 million yuan if you apply for a platinum card.
3. The Ping An Bank card is yours to choose from, with stunning looks. You can choose from more than 50 cards such as Chinese Super League, 100,000 Bad Jokes, and National Assault. You can freely customize them from movie viewing, food, sports and other rights. , with a maximum limit of RMB 50,000, no annual fee for life, and points can be earned by spending on WeChat and Alipay, which can be exchanged for consumer coupons, phone recharge cards and physical gifts.
The above is the relevant introduction of "Is Ping An Credit Card suitable for young people to apply for?", I hope it will be helpful to everyone. [img]
What is the best credit card for young people?
1. China Merchants Bank’s young card;
2. Industrial Bank’s Taobao co-branded credit card gold card;
3. Shanghai Pudong Development Bank’s Campus Youth Card;
4. Bank of Communications Y-POWER Credit Card;
5. Minsheng Bank in Card;
6. CITIC Taobao co-branded credit card.
There are many credit cards suitable for young people. When choosing a credit card, the most important thing is its rights and interests. Just apply for whichever credit card you like.
Extended information:
China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank that can only be applied for by non-student customers under the age of 30. After the user activates the online payment function, he or she sets the cumulative consumption limit. When the consumption reaches the limit, it needs to be reset, and the previous accumulation record will be cleared.
Main card annual fee: Regular card annual fee is 100 yuan
Annual fee exemption policy: unconditional exemption in the first year, swiping the card 6 times will waive the annual fee for the next year, and so on
Cash advance limit: 100 of the credit limit
Interest-free period: 18 to 49 days
Consumption verification method: signature signature password
Revolving credit interest (daily interest): 0.05 interest charged every day
Consumption text message notification fee: Free text message notification for purchases over 100 yuan, no notification for purchases below 100 yuan
Minimum repayment: minimum The 10th billing date for the amount owed is due: the 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd, and 25th of each month is the billing date. You can adjust the billing date by opening the card. It can be changed once after half a year
Online payment: After the user activates the online payment function, he or she can set the cumulative consumption limit. When the consumption reaches the limit, it needs to be reset, and the previous accumulation record will be cleared
Points
Points method: 18 yuan for 1 kilometer; 1 point for 20 yuan; 20 yuan for 1 point
Validity period of points: valid forever
Instalments
Instalment application: call China Merchants Bank customer service; the application time is from the day after the current bill date to two working days before the due repayment date
Instalment types: single installment, bill installment, Shopping mall installment, online shopping mall installment, mail order installment, telephone shopping installment, TV shopping installment, car purchase installment, home improvement installment, group installment
Minimum installment amount: minimum RMB 1,000
Installment rate: 3 installments: 2.6; 6 installments: 4.2; 12 installments: 7.2
Deduction method: one-time payment
Early repayment regulations: It can be paid off in advance, but The handling fee collected will not be refunded
Local inter-bank cash withdrawal: the minimum fee is 10 yuan, the maximum fee is 20 yuan per transaction amount
Local inter-bank cash withdrawal: the minimum fee is 1 yuan per transaction amount The fee is 10 yuan, the maximum fee is 20 yuan
The minimum fee for cash withdrawals from other places is 8 yuan, and the maximum fee is 100 yuan.
The minimum fee for cross-bank cash withdrawals from other places: the minimum fee is 1 yuan for the transaction amount The fee is 10 yuan, the maximum fee is 20 yuan
Overseas UnionPay cash withdrawal: 3% of the transaction amount, the minimum fee is 3USD
Overseas non-UnionPay cash withdrawal: 3% of the transaction amount
Overseas emergency cash withdrawal: The minimum fee is 3 USD for 3% of the transaction amount
Local bank overpayment recovery: The minimum fee for 0.5% of the transaction amount is 5 yuan
Local inter-bank overpayment Refund: The minimum fee is 5 yuan and the maximum fee is 50 yuan.
Which credit cards are easy to pass?
Because it is a white account or because the qualification certificate is not very good, it is not easy to apply for the card and it is stuck. It has opened the way for many cardholders who want to own a credit card of their own. In fact, many times credit card applications fail not only because of poor credit or qualifications, but more often because of incorrect application posture or wrong application time. So how can you apply for a credit card in the correct manner? Each bank's credit card application standards and conditions are different, so you may be confused and confused. In fact, if you find the pattern, it is easy to find some credit cards that are easy to apply for and have the lowest threshold. Here is a summary of the ten credit cards that are easiest to apply for.
1. First of all, the standard carp card of Bank of Communications is undoubtedly the best card. As long as you have a college degree, you can apply for the card, and it is almost always approved in seconds, so the card is issued very quickly. However, the initial limit of Bank of Communications is relatively low and the risk control is strict. If you are not careful, you may enter the K2K party. Please be careful when swiping the card after holding it;
Second, it is still a Bank of Communications credit card. It is the Y-POWER card of Bank of Communications. The card issuance target is mainly for young people (under 30 years old). It is suitable for young people with average qualifications to apply. The pass rate is also very high;
3. China Merchants Bank China Merchants Bank Young Card. It is also a card exclusive to young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply.
China Merchants Bank has won a lot of trust with its excellent services. It would be outrageous not to apply for a China Merchants Bank credit card. Not only does China Merchants Bank provide good services, but the threshold for applying for a Young card is so low. For those of you who have no social skills and are slumped at home, you can just apply and maybe get the card;
Which credit card do you recommend for newcomers? The credit card services of these banks are very friendly to newcomers!
Nowadays, many young people want to apply for a credit card after they have a stable job. Although each bank has similar basic requirements for credit card applicants, in actual applications, the differences are still huge. Which credit card do you recommend for a newbie? If this is your first credit card, the credit card services of these banks are very friendly to newcomers!
Which credit card is recommended for newbies?
1. China Merchants Bank
China Merchants Bank’s credit cards have always been very friendly to young people. On the one hand, it is very fast to apply for a card, and the threshold for applying for a card is not high. In addition, China Merchants Bank cooperates with various IPs such as animation, film and television that young people like every year, and the face cards are very beautiful. In addition, China Merchants Bank also offers various credit card promotions every year, including food, drinks and entertainment, which is very suitable for young people.
When China Merchants Bank treats newcomers, they usually give credit card limits more readily. If there are no problems with the newcomer's personal credit level, they can generally apply for a quota of more than 5,000, which can meet most of the daily shopping needs of young people.
2. China CITIC Bank
CITIC Bank’s “i White Card” has always been known as “young people’s first platinum card”. Although the slogan is somewhat exaggerated, However, CITIC Bank has always been very tolerant towards newcomers applying for cards. Newcomers who apply for a credit card at CITIC Bank can try to apply for CITIC iWhite. As a platinum card, it has some high-end card benefits.
Secondly, CITIC iBai also offers many benefits such as no annual fee, airport VIP lounge access, delay insurance, etc. Of course, the card surface is also very beautiful, pure black, which is very in line with the orientation of young people.
3. Bank of Communications
For newcomers to apply for a card, choosing Bank of Communications is also a good choice. When new users apply for a card for the first time, they can choose a regular card, and the pass rate will be greatly improved. The application threshold for Bank of Communications' credit cards has never been very high, especially for newcomers. The success rate of applying for a card is considered good among major banks.
The above is the sharing of relevant content about "Which credit card is recommended for newbies", I hope it can help everyone!
This concludes the introduction to credit cards suitable for young people and the most suitable credit cards for young people. Have you found the information you need?