If the cardholder uses the credit card of Shanghai Pudong Development Bank, there are many overdue or overdue behaviors. In order to reduce the loss of bad debts, banks will reduce cardholders' credit cards, and in serious cases, they will directly seal them. It is suggested that cardholders should not have overdue behavior and pay off the overdue amount as much as possible.

convert (an asset) into cash

If the cardholder uses the credit card of Shanghai Pudong Development Bank and cashes out for many times or is suspected of cashing out, once the bank determines that the cardholder cashes out, the credit card will be downgraded; It is suggested that cardholders should not cash out and spend less in big integers.

3. "sleep card

Cardholders don't often use Pudong Development Credit Card. After activation, they only use 1-2 times or not at all. Banks approve credit cards in the hope that cardholders can spend more by swiping them. If they don't use it for a long time or use it less, the bank will think that cardholders don't need it, and will take relief treatment and give the credit line to cardholders who need it more.