What is the credit card limit of Shanghai Pudong Development Bank?
According to the regulations of Shanghai Pudong Development Bank, the amount of general cards is less than 1 10,000 yuan, the amount of gold cards is between1-50,000 yuan, and the amount of platinum cards is not less than 50,000 yuan. However, according to the actual situation, the amount of platinum card applied by some users is only 20,000-30,000 yuan. It is not difficult to find that the credit card amount is more linked to the user's qualification. To put it simply, the better the qualification, the higher the credit card quota applied for and the lower the credit card quota applied for. In the process of auditing users' qualifications, Shanghai Pudong Development Bank mainly determines the credit card limit according to users' repayment ability. If you want to increase the credit card limit, you need to start from this aspect.
Small partners who often use loan products should pay attention to cleaning up their debts and avoid the debt ratio exceeding 50%. Because the higher the debt ratio, the lower the repayment ability. If possible, try to control the debt ratio within 30%, but the debt ratio is far less important than everyone's income.
If the applicant is a civil servant, career editor, lawyer and other high-quality industries, the credit card amount applied for is usually not too low, while if it is a sales, financial and other industries, it will not only affect the credit card amount, but also may lead to the rejection of the credit card application because it is not stable enough. In the absence of stable work income, you can also provide fixed assets under your name, such as houses and cars. , can play the same role. If you are a qualified partner, you can buy the financial products of Shanghai Pudong Development Bank. As long as the quota is up to standard, you can negotiate a big card with the financial manager, which is also the best effect at present.
That's all. I hope it helps you.