Credit card processing is optional. Now, it is time! March and April at the beginning of the year is a good time to apply for a credit card. At this time, the same application materials are easier to pass the bank approval than in other months. Why? Please take a look at the following analysis and you will know:

1, the bank's own demand for card quantity.

At the beginning of the new year, the bank's business indicators, especially the number of cards, are generally set at a relatively high level. In order to complete the work, improve the morale of bank employees, reduce the pressure and not accumulate the business pressure until the end of the year, banks generally turn a blind eye to the approval of credit card applications and increase the number of cards as much as possible.

2. Performance requirements of salesmen

Generally speaking, the bank's salesman who is responsible for handling cards holds several positions, bearing many business indicators such as credit card, wealth management and loan. In order to complete the performance and reduce the pressure at the end of the year, the salesmen will also "help" the applicant to fill in the application form and prepare materials to improve the success rate of card processing.