The Pacific student card has expired and cannot be used. The validity period of Bank of Communications Pacific Card refers to the validity period of credit card. As a credit card product, Pacific Card is not permanently valid. Usually, credit cards are valid for 3 years. After activation within the validity period, if it is about to expire, you should apply to the bank for card replacement in time.

Credit card information introduction

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is in the form of a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

The application method is generally by filling out a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information.