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Is the first 88 payment of Guangfa Credit Card the first time you swipe 88?

As long as the first transaction is greater than 88, it will be fine.

Guangfa credit card customers only need to make 3 purchases with the card within the first three months from the date of issuance, with each consumption amount exceeding 88 yuan, to be exempted from the first-year annual fee. If you make 12 purchases with your card in the current year, you will be exempted from the annual fee for the following year.

Guangfa Credit Card is the first domestic standard credit card issued by China Guangfa Bank in 1995, and it is also the first credit card to achieve profitability. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. You can use the credit limit for overdraft consumption and cash withdrawal transactions.