Advantages of CCB credit card: many network points; compared with the other three state-owned banks, the application threshold is lower; the cash withdrawal fee is low (0.5%), and overdraft cash withdrawal supports minimum repayment;

Disadvantages of CCB credit cards: Limits are generally low, and limit increases are slow; each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

Summary of CCB credit cards: Suitable for local joint-stock commercial banks that do not have friends.