If the credit card does not issue a bill on the billing date, it may be caused by the following reasons:

1. The cardholder did not use the credit card to make purchases last month. In this case, there is usually no bill. , users can check by themselves whether repayment is required;

2. The bill has been issued on the billing day, but the bill notification will not be received until the next day. In this case, repayment is required.

The credit card statement will be issued before 12pm on the billing day. However, you will not be notified by text message immediately after the statement is issued. A text message may be sent tomorrow or the day after tomorrow. If you need to inquire, you can call the back of the credit card. Bank telephone consultation. Bank information usually lags a little behind. You should receive your billing information tomorrow.

Credit card is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users to consume first and repay later. The earliest credit card appeared at the end of the 19th century.

There are two types of credit card bills, one is "bill issued" and the other is "bill not issued".

The "bill issued" refers to the most recent issue to be paid. The card-issuing bank will regularly summarize and settle all transactions and expenses incurred in the credit card account every month, calculate interest, calculate the total amount owed and the minimum repayment amount for the current period, and mail a statement.

"Unpaid bills" refer to bills that need to be paid in the next period. Because the settlement date has not yet come, it is not printed out. If you have just swiped your card and want to check your consumption records, you can usually check it in the unissued bills of online banking the next day. You don't have to wait for the bank to send you an electronic bill.

In each billing period, the date on which credit card transactions are recorded is called the "Billing Date." The due date for repayment is generally around the 18th to 25th day after the bill date. Assuming that your statement date is the 2nd of each month, then your repayment date is the 22nd of each month (as shown on the bill, the repayment date specified by each bank is different).

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount of debt you owe in the current period and the minimum amount. Repayment amount and a statement will be sent to you. This date is your credit card statement date.

Example:

The cardholder’s credit card statement date is the 1st and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 30th. At this time, the bank will summarize and settle your expenses on December 1st and pass them at the same time.

Since the billing date usually refers to the billing date, the billing data is as of 23:59:59 the night before the billing date. That is, consumption starting at 0 a.m. on the billing day will be included in the next bill.

At the same time, it should be noted that the statement date of each bank is not the same day. And for the billing date, some banks also provide the function of modifying the billing date, making your repayment more flexible.