In recent years, with the continuous improvement of citizens' willingness to consume, major banks have also accelerated the issuance of credit cards. More and more credit cards have also made the bad rate of credit cards a hot spot for many netizens. According to the report issued by the Shanghai Banking Regulatory Commission, the non-performing rate of each card issuing center is 2.42%, which is already at a high level. In this regard, some netizens commented on the Internet that "we should spend wisely" and "credit cards should not be too complicated. Don't think that many cards are fashionable, otherwise there will be many future troubles. " The ready-made goods in the recommended reading cycle are slowly declining. The rubber market is still in the process of bottoming out. 20 12 non-ferrous metals are eclipsed, the sugar price falls below 6500, or the steel price trend is 20 12, or the low demand drags down the weak situation of PVC. Confidence will recover slightly, and methanol will enter a consolidation period. How to deal with the rising rate of bad credit cards? Readers of the financial edition, what do you think of this? Viewpoint A. Faced with the current situation of economic downturn and shrinking consumption, banks should appropriately raise the threshold for issuing cards and adopt methods such as automatically closing accounts when they are not used for a period of time. , to avoid malicious cash, to prevent the credit card non-performing rate continues to rise. B. Ordinary consumers should do what they can, reasonably control the number of credit cards, and set the overdraft limit according to their repayment ability to avoid becoming a "card slave" that is difficult to turn over. C. The rising rate of bad credit cards is a social problem. We can't put the blame on banks and consumers. Regulators should also guard against risks as soon as possible. Please send your opinions to xwcbcj@sina.com before 4: 00 this afternoon, and we will "highlight" your wonderful opinions in the next financial edition. I need to say something to you. After 70 years, are you willing to continue the house? Duan Fan: According to the relevant regulations of the state, the land right on the house is the right to use, not the ownership. Since it is the right to use, it is necessary to pay the corresponding use fee; Therefore, it is understandable to renew the fee for your family after 70 years. X: The policy should be clear as soon as possible, so that the market can adjust and adapt as soon as possible. For citizens who have already bought a house, they still have to follow the old method.