Measures for unfinished credit card indicators
Rectification measures:
1.
First of all, post more information about credit cards inside the savings bank related marketing activities.
2.
Secondly, we need to organize dedicated personnel to promote the product in the market.
The indicator of active credit card accounts is not ideal
Are you asking why the indicator of active credit card accounts is not ideal?
1. The credit card issuance rate is low and the credit card installment amount is low. Employees do not pay enough attention to this indicator and feel embarrassed. They lose confidence when phone calls are ineffective and have no perseverance.
2/The director of the branch did not perform his duties well and did not play a supervisory role. The staff's marketing skills were not standardized enough, not professional, and there was too much nonsense. As a result, customers did not care about this business after answering the phone. Not interested
3. The knowledge about credit cards is not solid enough, and sometimes cannot give accurate answers to questions raised by customers. The marketing capabilities of branch employees are uneven, and some who are strong in marketing capabilities are not serious and have poor marketing capabilities. Those who are weak and do not work hard will also lead to slow progress in various indicators. Investment involves risks, so you are advised to make careful decisions.
Rectification measures for credit card indicators have not been completed
Rectification measures:
1. First, post more credit card-related marketing activities inside the savings bank.
2. Secondly, organize dedicated personnel to promote the product in the market.
Is the credit card pre-approval limit the same as the actual credit limit? You will understand after reading this
Many cardholders who apply for a credit card do not know how much credit limit can be approved. In this case, you can check whether the bank applying for the card has a pre-approved credit limit. If so, the approval rate for card application will be higher. Many people don't understand the credit card pre-approval limit and don't know whether it is the same as the actual credit limit. Let's analyze it.
1. What is the credit card pre-approval limit?
The credit limit is a rough indicator of the credit card limit approved by the bank based on the applicant's qualifications. Simply put, it is the maximum card limit that the bank can provide to the applicant. This limit is for reference only. , is not a commitment.
It should be noted that applicants with pre-approved credit lines generally have a higher chance of applying for a credit card, but they may also encounter failures.
2. Is it the same as the actual card amount?
90 will be different. The pre-granted credit limit is generally higher than the actual payment limit. After all, in order to attract cardholders to apply for a card, the bank must first give a higher limit to draw a bigger pie, but it is extremely difficult. Very few people can actually get such a high limit after applying for a card.
After all, in the actual approval process, the final card amount is affected by many factors. The banking system will score the applicant based on the applicant's credit profile, income-to-liability ratio, asset strength, job stability, etc., and then grant credit based on the scoring results.
For example
Xiao Li wants to apply for a credit card from China Construction Bank. Now he enters the pre-credit limit in the CCB WeChat banking dialog box and sees that the credit card has a pre-credit of 10,000 yuan. Then I went to apply for a credit card, but after the credit card was successfully approved, the bank only gave me a limit of 8,000. For this reason, it was obvious that the credit card pre-approval limit was not the actual credit limit.
This is the end of the introduction about credit card indicators and how to complete credit card indicators. I wonder if you have found the information you need?