1. Legal basis: Article 266 of the "Criminal Law" Crime of Fraud Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined ; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; If the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or confiscation property. If this law provides otherwise, the provisions shall prevail. Article 49 of the "Public Security Administration Punishment Law": Anyone who steals, defrauds, robs, snatches, extorts or intentionally damages public or private property shall be detained for not less than five days but not more than ten days, and may also be fined not more than five hundred yuan; if the circumstances are serious, , shall be detained for not less than ten days but not more than fifteen days, and may also be fined not more than one thousand yuan.

2. Lawyers' opinions: 1. According to the "Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud", the value of defrauding public or private property is between 3,000 yuan and more than 10,000 yuan. , 30,000 yuan to more than 100,000 yuan, or more than 500,000 yuan, shall be deemed as "relatively large amount", "huge amount" and "especially huge amount" as stipulated in Article 266 of the Criminal Law. 2. If you have been defrauded of money, you should immediately call 110 or report to the nearby police station, provide the police with relevant evidence and information about the deception, and leave your contact information. 3. If the public security organ recovers the defrauded money for you, it will notify you to collect it. 4. It is understood that there is no need to pay money to apply for a credit card. You should go to your bank for consultation.

3. Risk warning: Internet fraud often occurs now, and I often receive such inquiries. You should be more careful.

The above suggestions are for your reference.