The current ICBC installment payment preferential period rate is: 3.6 for 12 periods

Log in to ICBC Personal Online Banking - Credit Card Services - Installment Payment to check the rate

After paying in installments at the POS store, you can apply for installment payment at online banking or at the counter, and it will be approved the next day. Once approved, you must repay in time. The subsequent monthly repayment dates must not be later than the first month's repayment. day, and the repayment date for the first month shall be no later than the 23rd.

If you are shopping online in installments, you can also choose to pay in installments directly when confirming receipt of goods and paying to the seller in your Alipay account. However, this operation will The repayment date of the installment payment has been pushed forward

If it is an installment payment of 1,200 yuan

The repayment in each installment is 100 yuan. If there is any fraction of less than one yuan in each installment, it will be concentrated in the first installment. One-time payment

Handling fee = 1200×3.6=43.2 yuan, paid together with the first installment of principal repayment of 100 yuan

That is: first installment payment of 143.2 yuan, 2-12 Pay 100 yuan per installment

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