Yes. Buyers who have opened the Chenge credit service can select the "Credit Transaction" transaction on the order confirmation page, and then select "Chenge Credit (30-day free account period)" on the payment page.

Operating environment: Redmi K20MIUI11.0.4 Chenge Credit 6.0.2

1. Chenge Credit 1688 is based on the buyer’s credit, giving the buyer a credit limit and supporting the buyer’s use This amount enjoys a free account period of 30 days after confirmation of receipt. Among them, 1688 introduces Sunshine Insurance to bear the risk of the buyer's payables. If the buyer does not return the goods or pay for the goods when the account period expires, Sunshine Insurance will pay the payment to the seller. . At the same time, in order to help alleviate the seller's pressure on repayment of funds, if the seller is willing to activate the service and provide the buyer with an account period, but is under financial pressure, Cheng e Credit can provide the seller's accounts receivable loan service.

2. Chenge Credit currently does not support installments. The system will deduct the corresponding payment amount from the buyer’s Alipay transaction on the repayment date. The repayment date is when the Chenge Credit order buyer confirms receipt of the goods. There is a 30-day free account period. The buyer only needs to ensure that there is sufficient balance in Alipay, the bank card bound to Quick Payment, and Yu'E Bao on the repayment date (because some Alipay may have balance payment limits, it is recommended to ensure that Yu'E Bao There is sufficient withholding amount). Chenge credit Alipay deduction sequence: balance - gt; bank card bound to quick payment - gt; Yu'E Bao. The deduction time starts at 14:00 on the account date, and there may be a certain delay. It is recommended that you put the money in Yu'e Bao and pay attention the next day. Operating environment: Redmi K20 MIUI 11.0.4 Alipay 10.0.28

3. Chenge Credit is equivalent to an online credit card. Huabei is for Taobao buyers, while Chenge Credit is for Taobao sellers in order to solve the problem of Taobao sellers. Purchase Pressure Alibaba provides a temporary quota to outstanding Taobao sellers and Alibaba sellers. This temporary quota can solve the problem of capital turnover by purchasing goods. Buyers who have opened the Chenge credit service select the "Credit Guaranteed Transaction" transaction method on the order confirmation page. Then select "Sincere Credit (30-day free account period)" on the payment page, and finally complete the payment of the amount. There is a one-month free account period after confirmation of receipt, which is a one-month usage period. After expiration, it will be automatically deducted from Alipay. There is no staging function. Taobao sellers have a quota when they enter, with a maximum of 600,000. The starting quota is about 1,000 to 30,000. You can purchase the Alibaba Trust Pass package to increase the quota, but the quota is only 30 days.