1. The cardholder meets the conditions for handling the bill by stages; (Except for business card holders and foreign card holders, supplementary card customers can be applied by the main card holder. )

2. The monthly installment amount of the cardholder's bill is 200 yuan and above; (Except for transactions that cannot apply for bill installment)

3. The maximum amount of the cardholder's application for bill installment shall not exceed 95% of the current bill amount.