The annual fee of China Merchants Bank's credit card is: ordinary card RMB100 yuan/year, and gold card RMB 300 yuan/year. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period of the credit card is below++,and the previous day is the issuing date), which is not a natural year. 、

If you successfully apply for China Merchants Bank credit card (except some cards), the annual fee for the first year will be paid by China Merchants Bank credit card or partners, and the annual fee for the next year will be reduced if you spend 6 times (regardless of the amount and form) on a single card within a whole year (from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

Extended data

The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.

From August 1 2007, the annual management fee for bank cards began to be cancelled, and some basic financial service charges of commercial banks were suspended.

Bank card annual fee usually refers to debit card annual fee, but broadly includes credit card annual fee and online banking annual fee. Some debit cards charge an annual fee, and some banks waive the annual fee. Credit cards generally charge an annual fee, and the fee is high, ranging from several hundred.

In fact, as early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions.

Banking financial institutions are required to waive 34 service charges of RMB personal account 11from July of that year, including salary, small account management fee, bill printing fee, password modification and password reset fee, etc.

However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 10 yuan.

China Merchants Bank credit card standard annual fee rules are as follows. Puka $ 100/ year, Puka supplementary card $ 50/ year; Gold card 300 yuan/year, gold card supplementary card 150 yuan/year.

In addition to high-end credit cards such as platinum cards, most of China Merchants Bank credit cards are exempt from annual fees. That is, the annual fee for the first year is paid by China Merchants Bank Credit Card Center or partners. And from the date of issuing the card, you can reduce the annual card fee for the next year after spending six times (the amount and form are not limited), and so on.

References:

China Merchants Bank Credit Card Center-How much is the annual credit card fee of China Merchants Bank?

Baidu encyclopedia-annual fee of bank card

What are the benefits of China Merchants Bank's credit card?

Credit card discount of China Merchants Bank: Cardholders can enjoy discounts as long as they spend money at merchants, and the points generated by using credit cards can be exchanged for various gifts.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back.

For more information about China Merchants Bank Credit Card, please visit: See More.

[img] China Merchants Bank Credit Card Which stores have half-price activities every Wednesday?

China Merchants Bank credit card promotion, half price on Wednesday. During the activity, you can enjoy a 50% discount on the designated dishes when you use the credit card of China Merchants Bank every Wednesday.

The preferential activity of China Merchants Bank's credit card is that China Merchants Bank's credit card will simultaneously launch "50% off food day on Wednesday" in more than 30 cities across the country, including Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu.

How to participate in activities:

1. Open the credit card homepage of China Merchants Bank.

2. Click "50% off food" in the middle of the page, and select your city for inquiry.

Special attention is paid to:

Credit card activities are different in every city. You can also follow your local activities on the official WeChat account.

Is there any activity on China Merchants Bank's credit card?

The credit card activities of China Merchants Bank mainly include the following activities:

1. Dream List of Double Points Activity with China Merchants Bank Credit Card. However, this card belongs to the young card. During the birthday, use this card to double points in the birthday month.

2. Participate in the official activities of China Merchants Bank. However, the details of the event can be seen in the results of the lucky draw every month. Users can participate if they repay within an excessively wide grace period.

In addition, only some young customers can get double points in their birthday month.

4. You can enjoy the aviation platinum credit card, and gq cardholders can enjoy double points for spending in the birthday month.

How to use the 15% discount for special credit card users of China Merchants Bank?

The credit card of China Merchants Bank can be used by active merchants every Wednesday, and you can enjoy a 15% discount on the consumption amount. The special invitation activity of China Merchants Bank Credit Card is that China Merchants Bank Credit Card will simultaneously launch a 50% discount on Wednesday Food Day in more than 30 cities across the country, including Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu.

1. Open the credit card homepage of China Merchants Bank.

2. Click on the middle of the page and select the city you want to query.

3. Credit card activities are different in every city. You can also follow your local activities on the official WeChat account.

4. Invited customers are banks that calculate points according to customer accounts, and recommend high-quality customers to simplify procedures to apply for credit cards and become invited users.

5. Invited users can use China Merchants Bank's credit card to spend freely for 3 days, and the accumulated amount per day is more than 7k yuan, so they can exchange Lorai suits and infrared thermometers on July 265438 and August 4 10 (9k copies on August 4).

6. Or redeem 2k points or 100 yuan life gift package. Both are up to standard, and 9 points can be praised and extended.

7. Pocket Life APP- Little koi fish every month. Invited users can grab Ctrip 200 coupons and return to 20 yuan, Yonghui/KOOC-0/0 coupons/KOOC-0/0, Box Horse/KOOC-0/0 coupons/KOOC-0/0, Amazon Overseas Purchase/KOOC-0/0 coupons/KOOC-0/0.

This is the end of the introduction of China Merchants Bank credit card discount and the use of China Merchants Bank credit card coupons. I wonder if you found the information you need from it?