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China Merchants Credit Card takes cash, which shows what it means to exceed the limit.
If it is a CMB credit card, there are generally the following reasons for exceeding the limit:

1. Credit card available limit is insufficient.

2. Insufficient credit card withdrawal: generally, the total withdrawal amount does not exceed 50% of your credit limit (the young card can be withdrawn 100%).

3. Exceeding the prescribed limit (different channels have different limits, and each card of Pocket Life/Online Banking every day is subject to the actual display of the system).

If the above situation cannot determine the problem, it is recommended to contact customer service for further inquiry.