1. If the credit card has been refunded but the payment has not been received, please wait patiently. After fast payment by credit card, it usually takes 3-7 days to get a refund. If you use an online banking credit card when you pay, you will usually get the refund within 4 to 6 working days.

2. If the credit card has not arrived after the successful refund, you can call the credit card service hotline at this time, or you can directly inquire at the refund agent. After paying by credit card, the returned money will be returned to the credit card. Usually the refund will arrive within 3-7 working days. Users can log in to online banking to check the unpaid bills, so as to know whether the refund has arrived.

If you use Alipay, the money will be deposited in Alipay and frozen.

Why should I pay back the credit card refund after it has been credited?

Because the refund is initiated after the bill date, according to the relevant regulations, the refund transaction must be carried out before the bill date, otherwise it cannot be paid. According to the regulations of the bank, the refund after the bill will not automatically deduct the amount paid in the current period, but can only be retained as the amount paid in the next period or used for consumption.