Which card type is the best for Everbright Credit Card
1. Everbright Longteng Co-branded Platinum Card:
The biggest advantage of this platinum card of Everbright Bank is its high travel rights. The cardholder can enjoy unlimited Longteng VIP service for free in the first six months after opening the card, and after six months, the cardholder can also get 9: /year Longteng VIP service points. In addition, cardholders can also receive up to one million accident insurance and up to five million aviation insurance.
2. Everbright Sunshine Credit Card:
Everbright Sunshine Credit Card is especially suitable for people who love eating, drinking and having fun. First, new users can get 1, points with the first swipe, and there are various privileges such as "Enjoy food in 1 yuan", "Watch movies in 1 yuan", "KTV in 1 yuan" and "Car Wash in 1 yuan". Moreover, the cardholder of this card has full reduction activities in the designated merchants of China Everbright Bank, such as Watson's reduction of 5 in 12 yuan and so on.
1. The Credit Card Center of China Everbright Bank was founded in July 23 and formally established at the end of 23. It is directly under the head office of China Everbright Bank, and it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.
second, sunshine credit card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of sunshine card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange repayment, which makes your credit card more worry-free.
iii. introduction of types
1. business and business credit cards. This kind of credit card is mainly issued by the company, which can help the company improve the management of travel expenses and facilitate employees to reimburse travel expenses. At the same time, the unit can also provide cardholders with a higher consumption quota guarantee. Generally, this kind of credit card also has the functions of free annual fee for life, giving aviation accident insurance and 48-hour card loss protection. Business credit cards, central budget unit business credit cards, sunshine business travel credit cards and Shaanxi budget unit business credit cards all belong to this kind of credit cards.
2. Sports credit card. This kind of credit card takes sports as its theme, and its main function is either to provide convenience for purchasing tickets for a certain sports event or to go to cooperative venues for sports at preferential prices. The main function of Formula One racing credit card is to watch all kinds of racing events and buy souvenirs of Shanghai International Circuit at preferential prices. Cardholders of UnionPay Golf Credit Card can play golf at the cooperative stadium at a discount of 3-6%. Sports theme credit card has no special function, and its main features are novel card face and vertical design. China's calligraphy "Dreams come true" is the main pattern, which embodies the humanistic concept of "China people hold the Olympics". The main function of VISA Olympic theme credit card is to facilitate the purchase of Olympic tickets.
3. Charity credit cards. This kind of credit card is generally based on a charity activity, and China Everbright Bank makes donations to this charity activity according to the cardholder's card handling or credit card consumption. Mother's Water Cellar-Love Credit Card is characterized in that China Everbright Bank donates one thousandth of the credit card spending to the charity event "Love of the Earth: Mother's Water Cellar". The characteristics of Wuhan Hope Credit Card are that everbright Bank donates 2 yuan to Wuhan Youth Development Foundation for each card successfully issued; Every time a cardholder swipes a card, Everbright Bank donates .1 yuan to the fund.
4. Car/gas credit card. Everbright Bank has not issued a real car/gas credit card. Everbright/Wanxing co-branded credit cards are only issued in Shanghai, and can be used as the membership card of Shanghai Wanxing Automobile Company, enjoying the services provided by the company such as automobile sales and insurance. Everbright/Anbang Club co-branded credit card can be used as the membership card of Anbang Club, and enjoy preferential services such as installment payment, rescue, auto insurance, car repair, beauty, modification and so on.
5. Credit cards for shopping and consumption. There are many such credit cards, which are generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can be used as joint membership cards and enjoy discounts on shopping. Qingdao sunshine gourmet credit card can enjoy discounts in more than 4 catering and entertainment merchants in Qingdao. Everbright/Farrell Co-branded Credit Card, Everbright-Unicom General Points Co-branded Credit Card, Shenzhen Anju Co-branded Credit Card, Shenzhen Sun Department Store Co-branded Credit Card, Everbright-Fashion Co-branded Credit Card, Zhengzhou Zhengdao Garden Yanhuang Credit Card and Everbright Credit Card can all get preferential services in the corresponding merchants.
What kind of credit card do you recommend for China Everbright Bank?
Hello, let me answer your question! There are quite a lot of credit cards in China Everbright Bank, such as Blessed Card, Golf Card, Yanhuang Credit Card, Ruyi Sanbao Card and so on. I personally recommend Fuka and Sunshine Business Travel Credit Card. First of all, the meaning of Fuka is auspicious, and the color is bright red, which brings luck to each other. Then you can choose your own interest-free installment, and you will also be given a high amount of travel accident insurance. Then Sunshine Business Travel Credit Card is the most preferential activity in China Everbright Bank Credit Card, with a 5-day interest-free repayment period, and then you can apply for installment regardless of location, amount and merchant. I hope I can help you!
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Apply for quick three-step payment!
Hello, let me introduce the credit card of China Everbright Bank to you! I was impressed by several special credit cards. For example, there is a green zero-carbon credit card, which feels very suitable for environmentalists, but there are not many activities, that is, the first swipe can send 5 yuan phone bills. Then Mr. Fashion co-signed a credit card, which can enjoy exclusive discounts on famous products and 7.5% discount on magazines, which is very popular among some men. Another one is called Yanhuang Credit Card, which is specially designed for overseas Chinese and people from Hong Kong, Macao and Taiwan. You can refer to it and see which one you like.
For more information about which credit card of China Everbright Bank is recommended, please go to: See more details
I want to apply for a credit card of China Everbright Bank. What kind of credit card of China Everbright Bank is good?
According to the analysis of credit card grade, annual fee collection and rights and interests available to consumers, the following two credit cards of China Everbright Bank are better: Tong Meng Theme Card of China Everbright Bank, Longteng Platinum Credit Card and UnionPay Gold Card.
1. Tong Meng Theme Card of Everbright Little Yellow Duck:
Level: Gold Card
Annual fee: 2 yuan/year, which provides annual fee-free card swiping operation. The annual fee will be waived when the card is issued, and the annual fee will be waived in the following year if the card is spent three times or more than 2, yuan.
user's rights and interests:
1. High travel insurance: users can enjoy travel accident insurance with a maximum insured amount of 1 million yuan when traveling. When consumers travel long distances, they will use the Tong Meng Theme Card of Everbright Little Yellow Duck to spend money, and after it takes effect, they will get a high amount of insurance to protect their travel.
2. Shopping discount of B.Duck: Users can enjoy a 15% discount VIP treatment when they spend the Tong Meng theme card in clothing stores and boutiques with B.Duck brand.
Second, China Everbright Bank Longteng Platinum Credit Card:
Level: Platinum Card
Annual fee: RMB 1,188 for the current year, which will be deducted according to the points in the next year, and 2, points can be deducted from the annual fee for one year.
User's rights and interests:
1. Travel rights and interests: From the date of approval, users can use Longteng VIP room service for unlimited times within 6 months. After 6 months, you can get points, and when you use them for redemption, you can only deduct your own consumption.
2. Road rescue: Users can enjoy road rescue service no more than 6 times a year, and the vehicles enjoying this service include: vehicles under the customer's own name, vehicles of the customer's legal spouse and vehicles that the customer is riding. It will take effect when it fails to drive normally and needs rescue in case of failure. Enjoy services including: emergency oil delivery, trailer and quick repair service.
3. Various insurances: accident insurance includes aviation accident insurance, train and ship accident insurance, automobile accident insurance and other traffic accident insurance. Delay insurance covers flight delays of more than 2 hours, and you can get compensation for 3 yuan, which is paid three times a year.
3. Everbright Sunshine Credit Card UnionPay Gold Card
Level: Gold Card
Annual Fee: Credit Card Free of Annual Fee
User Rights: Although it is a gold card level, some high-interest projects are temporarily unavailable because it is not a theme card, but all preferential measures held by Everbright Bank can be participated for free.
what card does everbright credit card (debit card) apply for?
1. Everbright "Fu" credit card (debit card)
It is known as the credit card (debit card) with the lowest threshold among the credit cards (debit cards) of Everbright Bank. As long as the user is over 18 years old and has good credit, it can be processed, and the card approval rate is as high as 9%, which is very suitable for white households to apply. If you need a useful card, but your application for a loan has been rejected many times because of your status as a white household, you may wish to apply for it and try it!
2. Everbright Longteng Co-branded Platinum Card
As a platinum card, its rights and interests are very practical and high-end. The cardholder can enjoy unlimited Longteng VIP service for free in the first half year after the card is opened, and after half a year, the cardholder can also get 9: /year Longteng VIP service points. In addition, there are accident insurance up to one million yuan and aviation insurance up to five million yuan.
3. Everbright Tik Tok Co-branded Credit Card (debit card)
It is a platinum card free of annual fee, and new customers will receive a customized peripheral gift package from Tik Tok when they first swipe it. The activity time is until October 31, 219. In addition, cardholders can also enjoy the service of 3 o'clock/year airport VIP room or 6 o'clock/year high-speed rail VIP room; Haidilao Tik Tok Card is exclusive to 3 yuan's purchase of 1 yuan's electronic preferential rights; Tik Tok online celebrity Store pays a 5% discount on word of mouth, with a maximum reduction of 3 yuan; Shopping in JD.COM is randomly reduced by up to 188 yuan; Suning shopping randomly reduces the highest 5 yuan; Tik Tok online celebrity tourist route Caesar, CYTS exclusive preferential rights; 3 o'clock/year Longteng VIP room service; 1 yuan enjoys the benefits of watching movies, enjoying delicious food, washing beautiful cars and singing high songs.
4. Everbright Sunshine Business Travel Platinum Credit Card (debit card)
Its annual fee is 1188/ year. After the first card is swiped, new customers will be given an annual fee deduction coupon of 688 yuan, and 2, points will be deducted from the annual fee of the following year. Cardholders can enjoy 5 points/year airport VIP room after handling; 6 times/year road rescue; 6 times/year appointment registration accompanied by medical treatment; Enjoy free car rental for 1 day every year; Wechat/Alipay/JD.com pays transaction points, all the points that can be counted are double points, and the birthday month is triple points and other special rights.
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5. Everbright Ctrip Travel Platinum Card
The annual fee of this card is 1188/ year, and the new customer of the first card will receive an annual fee deduction coupon of 688 yuan after the first swipe, and 2, points will be deducted from the annual fee of the next year. New users who apply for the card from July 15, 219 to December 31, 219 can get 15, Ctrip gold coins with any spending. There are also 8 o'clock/year Longteng Airport VIP room rights, which are limited to my use, and 2 times/year airport pick-up and drop-off service and other special rights for users to enjoy. In addition, users can also enjoy free car rental twice a year; Road rescue 6 times/year; MasterCard swipes a credit card (debit card) and sends it to 1 yuan Ctrip Gift Card; Ten times points for overseas transactions of MasterCard; There is no threshold of 1% cashback for overseas transactions; Wechat/Alipay/JD.COM transaction points and other rights and interests. This card is very suitable for users who travel frequently.
Which card is good for China Everbright Bank?
China Everbright Sunshine Credit Card Gold Card, China Everbright American Express Lexiang Card, China Everbright Filial Piety Standard Platinum Card and China Everbright Caesar Travel Platinum Card.
1. A credit card, also called a debit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
second, the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Specification for English Translation and Writing in the Field of Public Service was officially implemented.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
fourth, the object of applying for a credit card can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
5. Generally, the application method is to fill in a credit card application form, which generally includes the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.
VI. The application forms are attached with a credit card use contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., and must have the applicant's autograph.
which card type is the best to apply for Everbright Credit Card
1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to get a card when applying on Alipay, but generally it takes more than 62 sesame scores to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.
2. China Everbright Bank: Alipay users with sesame scores above 62 can apply for Everbright Credit Card in Alipay more easily, and many cardholders report that they can approve it every second. Of course, it is necessary to choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay to handle the card very early. Generally, if there is no problem in credit reporting, sesame seeds can be approved in seconds with a score of over 6, especially as the end of the year is approaching, the card approval rate is still high. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types, such as department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
Let's stop here for a good introduction of Everbright Credit Card.