1, large installment. When the cardholder encounters large consumption such as decoration, marriage, car purchase, travel, etc. When the credit line is insufficient, he can apply to the bank for a large installment payment. The number of installments is divided into 6 installments, 12 installment, 18 installment, 24 installment and 36 installment, and the corresponding handling fee rate is 0.6% respectively. 0.5%; 0.55%; ; 0.55%; ; 0.55%。
2. Cash installment. The cardholder can apply to the bank to convert the available credit line into cash installment line, and at the same time apply to transfer the overdrawn cash to our personal debit card account and repay the loan in installments as agreed. It is divided into three periods, six periods, 12 period, 18 period and 24 periods, and the corresponding handling fee rate is 0.55% respectively. 0.6%; 0.6%; 0.65%; 0.65%。
3. Flexible staging. Cardholders can apply for installment repayment for any outstanding bill consumption greater than or equal to 600 yuan from the consumption date to the bill date. The number of periods is divided into 3, 6, 9, 12, 18, 24 and 36, and the corresponding handling fee rate is 0.6% respectively. 0.6%; 0.6%; 0.5%; 0.55%; 0.55%; 0.55%。
The bill is paid by installment. Cardholders can apply to repay the unpaid part of their booked consumer transactions by installments, with the number of installments being 3, 6, 9, 12, 18 and 24 times respectively, and the corresponding handling fee rate is 0.6% respectively; 0.5%; 0.55%; 0.55%; 0.55%; 0.55%。
If you have any questions about Lanzhou Bank's credit card charges, you can also call Lanzhou Bank's customer service hotline at 96799 or 400-88-96799.