If you have points for installment purchases in the online mall with a China Merchants Credit Card, you will accumulate points for purchases made with a China Merchants Credit Card, and you will earn 1 point for every RMB 20/USD 2 spent in a single transaction. There are points for shopping through China Merchants Bank Credit Card Online Mall, whether it is a one-time payment or installment payment. The points accumulated for credit card consumption will take effect on the day after the consumption is recorded. If a credit card refund occurs, the points for the consumption will be deducted.

1. Online banking points are actually a reward method given by banks to users to promote their use;

2. A common way to use online banking points is to redeem them. Annual fee deduction and gift redemption, the specific gifts and redemption details are determined by the local branch. It is recommended to pay attention to the online banking homepage or bank counter of each branch at any time. If there is a similar event, the bank will announce or promote the event's participation methods and prize settings.

3. In addition, since the points calculation rules for banks’ online banking are different, please consult the bank’s customer service for details.