It is not a state-owned enterprise, but a joint-stock enterprise. However, it contains state-owned components, so strictly speaking it is a mixed-ownership enterprise.

China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the fifth largest bank in mainland China by market capitalization and the largest bank in Hong Kong. One of the eight elements and five guarantees of financial stocks. ?

Joint-stock commercial bank is a type of commercial bank. There are currently 12 national joint-stock commercial banks in my country: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Hengfeng Bank, Bohai Bank bank.

The main products and services of China Merchants Bank include:

Debit card: divided into all-in-one card and golden sunflower card, with functions including fixed current deposit, multi-deposit, multi-currency and multi-function. .

Credit card: A credit card in the form of a chip and magnetic stripe, which has all the functions of a credit card such as overdraft and points.

Golden Sunflower Financial Management: A comprehensive financial management service system for high-end individual customers, covering liabilities, assets, intermediary business and financial consulting.