Is the installment card of CCB a credit card?
The installment card of CCB car purchase is actually the installment payment of CCB Longka car purchase. Is it a credit card? You will know which CCB you are stuck in to buy a car in stages.
The installment payment of CCB's car purchase means that the CCB cardholder agrees to pay the down payment and applies to CCB to use his dragon card to buy a family car at the dealer designated by CCB. Therefore, it can be seen that CCB's car installment card is actually CCB Longka credit card.
Matters needing attention in installment payment of CCB car purchase
1. CCB provides 12 and 24 car installment services.
2. The car installment range is 20000-200000. According to different models, the installment amount range is different, and whether to pass the examination and approval is decided according to the credit record and consumption behavior.
3. The minimum down payment ratio is 30% of the online car price. According to different models, the down payment ratio is different. The down payment should be made by cash or debit card.
4. Handling fee = installment amount × handling fee rate (handling fee is included in the first month's bill after installment purchase).
5. To buy a car by installment in Longka, you need to insure the whole car against theft and vehicle loss. The insurance period is consistent with the installment period, and the first beneficiary of the insurance is the owner himself.
6. If the installment amount cannot be divisible by the number of repayment periods, the system will automatically round off the repayment amount of each period.
About "Is the installment card of CCB a credit card?" I answered your question here and introduced the installment payment service of CCB's car purchase in detail. I believe everyone will have a better understanding after reading it, and I hope to provide you with some help.