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Which banks can use credit cards to apply for etc.

Basically any major bank is acceptable. Here are some bank procedures for handling ETC for your reference.

1. Industrial and Commercial Bank of China

1. Advantages:

(1) No handling fee for overpayment withdrawal;

(2 ) It only costs 20 yuan to report a loss;

(3) The annual fee for the year will be waived if you swipe the Express card 5 times a year or spend 5,000 yuan, or exchange 2,000 points for the one-year annual fee for a RMB card;

2. Disadvantages:

(1) SMS service fee is 2 yuan per month;

(2) The points required to redeem gifts are very high, and there are few types of gifts. .

2. Agricultural Bank of China

1. Advantages:

(1) SMS service is free;

(2) Cash withdrawal fee is only 1;

(3) The handling fee for reporting a loss is 50 yuan;

(4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you use it five times;

2. Disadvantages:

(1) There are few types of gifts that points can be redeemed for;

(2) There are few types of credit cards;

(3) The card application procedures are relatively Cumbersome;

3. Bank of China

1. Advantages:

(1) SMS service is free;

(2) Cash withdrawal procedures The fee is only RMB 1;

(3) The handling fee for reporting a loss is only RMB 40;

(4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you use it five times;

2. Disadvantages:

The points required to exchange gifts are high and the types of gifts are small

4. China Construction Bank

1. Advantages:

(1) SMS service is free;

(2) Cash withdrawal fee is only 0.5;

(3) Loss reporting fee is 50 yuan;

( 4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you swipe it three times;

(5) There are credit cards directly targeted at car owners. Anyone with a car with an engine capacity of 1.4 or above can easily apply for the card.

2. Disadvantages: The gifts that points can be exchanged for are few and poor.

In summary, compared with other banks, ICBC requires a monthly SMS service fee of 2 yuan, and others are free; the lowest bank card loss reporting fee is ICBC, and the highest is China Construction Bank; except for ICBC Except for the bank, the other three banks waive the first-year annual fee.