Basically any major bank is acceptable. Here are some bank procedures for handling ETC for your reference.
1. Industrial and Commercial Bank of China
1. Advantages:
(1) No handling fee for overpayment withdrawal;
(2 ) It only costs 20 yuan to report a loss;
(3) The annual fee for the year will be waived if you swipe the Express card 5 times a year or spend 5,000 yuan, or exchange 2,000 points for the one-year annual fee for a RMB card;
2. Disadvantages:
(1) SMS service fee is 2 yuan per month;
(2) The points required to redeem gifts are very high, and there are few types of gifts. .
2. Agricultural Bank of China
1. Advantages:
(1) SMS service is free;
(2) Cash withdrawal fee is only 1;
(3) The handling fee for reporting a loss is 50 yuan;
(4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you use it five times;
2. Disadvantages:
(1) There are few types of gifts that points can be redeemed for;
(2) There are few types of credit cards;
(3) The card application procedures are relatively Cumbersome;
3. Bank of China
1. Advantages:
(1) SMS service is free;
(2) Cash withdrawal procedures The fee is only RMB 1;
(3) The handling fee for reporting a loss is only RMB 40;
(4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you use it five times;
2. Disadvantages:
The points required to exchange gifts are high and the types of gifts are small
4. China Construction Bank
1. Advantages:
(1) SMS service is free;
(2) Cash withdrawal fee is only 0.5;
(3) Loss reporting fee is 50 yuan;
( 4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you swipe it three times;
(5) There are credit cards directly targeted at car owners. Anyone with a car with an engine capacity of 1.4 or above can easily apply for the card.
2. Disadvantages: The gifts that points can be exchanged for are few and poor.
In summary, compared with other banks, ICBC requires a monthly SMS service fee of 2 yuan, and others are free; the lowest bank card loss reporting fee is ICBC, and the highest is China Construction Bank; except for ICBC Except for the bank, the other three banks waive the first-year annual fee.