There are several solutions

To be proactive, that is to negotiate with the bank

and then pay in installments

and then increase your own It’s all about the income

The more negative thing is that you don’t care

Waiting for collection calls to call you every day

You can also change your number

You can get by this way

But your credit report will be ruined

If the amount of debt owed is relatively large, the bank will also sue you

In short, according to Choose according to your own situation.