2. Restrict business. Suspend the non-counter business of bank accounts of relevant units and individuals within 5 years, and pay all business of accounts. That is to say, relevant units and individuals can't use bank cards to deposit and withdraw money at ATMs within five years, can't use online banking or mobile banking to transfer money, can't shop by credit card, and can't pay quickly through shopping websites.
3. Strictly manage the accounts. Banks and payment institutions shall not open new accounts for relevant units and individuals within 5 years. Banks and payment institutions will increase the examination and approval of those who apply for account opening after the disciplinary period expires.
4. Legal sanctions. Illegal buying and selling of personal bank accounts and corporate enterprise accounts may not only be punished according to the above, but also be suspected of helping information network criminal activities, obstructing credit card management, buying and selling state organs' certificates, covering up and concealing crimes, and even constitute fraud, which may bring individuals jail.
Legal basis: Criminal Law of People's Republic of China (PRC).
Article 177 Whoever commits any of the following acts that hinder the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:
(1) Holding and transporting a counterfeit credit card knowingly, or holding and transporting a blank credit card knowingly, in a relatively large number;
(2) Illegally holding other people's credit cards, with a relatively large number;
(3) using false identification to defraud credit cards;
(4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.
Whoever steals, buys or illegally provides credit card information of others shall be punished in accordance with the provisions of the preceding paragraph.
Any employee of a bank or other financial institution who takes advantage of his position to commit the crime mentioned in the second paragraph shall be given a heavier punishment.
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
Article 287 bis knowingly provides technical support such as Internet access, server hosting, network storage and communication transmission. , or provide advertising, payment and settlement assistance, if the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined.