Applying for a CITIC Bank credit card online for the first time requires an interview. Applying for a card through other channels does not require an interview. After the applicant submits the card application online, bank staff will conduct a preliminary review, and the credit card will be issued after passing the review. After receiving the credit card, the applicant cannot use it. He needs to bring his ID card, credit card and related information to the counter of the CITIC Bank business hall branch to go through the interview procedures, and then perform the card issuance operation. The card can be used after the card is successfully opened.

If you apply for a CITIC Bank credit card online, you will need to be interviewed at an outlet and activate the credit card at the counter after successful application.

1. Bring your credit card and ID card;

2. Queue to get a number, and hand your credit card to the bank counter staff after your number is called;

3 , inform the credit card that it needs to be activated;

4. Set a password and activate the credit card;

5. Get back the credit card and ID card.

Related introduction of credit card:

Credit card is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users to consume first and repay later. The earliest credit cards appeared at the end of the 19th century.

Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures, promote product sales, and stimulate social demand.

A credit card is a special card issued by a bank or other financial institution to those with good credit standing to deposit and withdraw cash at designated banking institutions. It is a special credit certificate.

Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent.

Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

CHINA CITIC BANK, formerly known as CITIC Industrial Bank, was founded in 1987 and changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing.

The major shareholder is CITIC Corporation of China. Spanish Bank of Spain (Banco Bilbao Vizcaya Argentaria, S.A BBVA) spent 501 million euros (approximately HK$5.02 billion) to purchase 5% of China CITIC Bank's equity, and also has the option to increase its shareholding in China CITIC Bank to 10.07%. On April 27, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in mainland China, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six lines and three guarantees for Chinese financial stocks in Hong Kong