How to apply for deferred principal repayment of Pudong Development Credit Card? Pudong Development Credit Card Deferred Principal Repayment means that customers who are unable to repay their principal on time in the short term can enjoy the right to deferred principal repayment by applying for the Pudong Development Credit Card Deferred Principal Repayment Service and only pay a certain amount of handling fees in one time. Only principal cardholders of Shanghai Pudong Development Bank Credit Card with good credit status and normal credit card status can apply. If you want to apply for an extension of principal repayment, you can follow "SPD Bank Credit Card" on WeChat and enter "Micro Home" → "I Want Privileges/Loan Money" to apply.
How to calculate the handling fee for delayed payment of Pudong Development Credit Card? After the application for "deferred principal repayment" is successful, the cardholder needs to pay a certain handling fee in proportion to the principal applied for deferred principal repayment, of which the handling fee will be charged once in the first installment of the bill. Deferred principal repayment can be divided into three installments: 1/2/3. The installment rates are respectively: Yuan handling fee. The above is the relevant introduction of "How to apply for deferred principal repayment of Pudong Development Credit Card? How much is the handling fee?", I hope it will be helpful to everyone. It should be noted that it is said that deferred principal repayment does not enjoy the interest-free period, and the daily interest will be calculated at 0.5%. It is better to repay according to the minimum repayment amount, which is more cost-effective.