1, Bank of Communications Credit Card has a chip card, which is limited to UnionPay cards, and there is no chip card like multi-currency card or full-currency card. At present, most banks use chip cards and magnetic stripe cards, mainly because the safety factor is too low.

2. Platinum card is free of annual fee!

Most of the credit cards of Bank of Communications are chip cards, but now there are few magnetic stripe cards. Because the safety factor of chip card is much higher than that of magnetic stripe card, for the sake of safety, Bank of Communications mostly adopts chip card.

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