The abnormal transaction prompts of the Pudong Development Credit Card SMS are mainly caused by the improper use of the credit card. The cardholder does not use the Pudong Development Credit Card in accordance with the credit card regulations, resulting in the credit card being risk controlled, and even being detected by the system as arbitrage. Shanghai Pudong Development Bank The system will send a text message to inform the cardholder that there is an abnormality in the credit card. If the cardholder does not stop immediately, the system is likely to freeze the Pudong Development Bank credit card or even block the card.
If you encounter abnormal transactions with Pudong Development Bank's credit cards, cardholders should immediately stop irregular card swiping methods, maintain good and standardized card usage behavior, and repay on time, so as to avoid the credit card being frozen, otherwise It is very likely that the Pudong Development Bank credit card cannot be used.
1. What to do if a Shanghai Pudong Development Bank credit card is frozen
1. Go to a bank outlet to unfreeze
The cardholder himself brings the card and original ID card to a Shanghai Pudong Development Bank outlet to handle the unfreezing process During the procedure, the staff will ask some questions, and you just need to answer them truthfully.
2. Wait for automatic unfreezing
If the password is entered incorrectly many times during the transaction or the transaction exceeds the limit, this freeze is usually a temporary freeze, and the system will automatically freeze it after a period of time. Unfreeze. You can also call the Shanghai Pudong Development Bank customer service hotline to lift the temporary freeze.
2. Reasons for credit card freezing:
1. Frozen due to incorrect password entry: If the credit card is frozen due to multiple incorrect password entries, just call the Shanghai Pudong Development Bank credit card customer service hotline, ext. Just ask manual customer service to unfreeze it.
2. Credit card is frozen due to overdue: If the credit card is frozen due to overdue, the overdue amount is not serious, and the overdue amount is not large, you can handle the credit card unfreezing procedure through the hotline or bank counter. However, overdue credit card may be frozen. was derated.
3. Suspicion of cash withdrawal: If your credit card is frozen due to suspicion of cash withdrawal, you can unfreeze it by calling the bank to explain the situation. However, if there is indeed a violation of cash withdrawal after verification, it is basically impossible to use it again. thaw.
4. Abnormal credit card consumption: If the bank finds abnormal credit card consumption, such as multiple purchases in different cities within a few days, the bank will suspect that the user's credit card has been stolen, so it will freeze the credit card and verify that it does not exist. It will be automatically unfrozen after abnormal consumption.