Ping An Credit Card points can be exchanged for gifts or coupons, prepaid phone bills and oil cards, and points and cash are used for shopping. You can exchange it by yourself in the following ways, which is very convenient: 1, log in to the APP- My-Points area of Ping An Pocket Bank, select the required goods and follow the prompts; 2. Log in to One Wallet APP- Shopping, select the goods you need, and try to use points or points+cash exchange; 3. Click on the link to log in to the points website. Tips: 1, Ping An Credit Card points are cleared once every three years, so it is recommended to use them in time; 2. If you have any questions, you can call customer service at 4008880999 for consultation.