Annual fee for Bank of Communications credit card:

Dual currency card: RMB 200 for gold card main card, RMB 100 for gold supplementary card; RMB 140 for regular card main card , ordinary card supplementary card RMB 70.

RMB card: RMB 120 for the main gold card and RMB 60 for the supplementary gold card; RMB 80 for the main card and RMB 40 for the supplementary card.

more Card: RMB 80 for the main card and RMB 40 for the supplementary card.

Platinum main card: basic annual fee of 1,000 yuan (charged immediately after card approval, optional service fees are additional)

Platinum supplementary card: basic annual fee is waived (optional service fees are additional) (calculated)

No annual fee policy: No annual fee for swiping six times, but the card must be swiped at the POS machine in a physical store, and online payment does not count.

How to use a Bank of Communications credit card to avoid annual fees?

1. The Bank of Communications credit card is free of annual fees for the first year, and the amount will not be counted if the card is swiped 6 times in the first year (cash withdrawals are not counted) The annual fee for the following year will be waived. And so on in the future.

2. The annual fee-free period of a credit card is not based on natural months or natural years, but is based on the card issuance date (the card issuance date is on the piece of paper that the credit card was affixed to when the card was issued, or by calling Customer Service Inquiry), the 12 months after the card issuance date are considered as one year.

3. For example, if the credit card issuance date is December 1, 2012, then the period from December 1, 2012 to November 30, 2013 is one year, that is, the first year. If you reach the number of card swipes specified by the bank in the first year, you will be exempted from the annual fee for the following year, and the following year is from December 1, 2013 to November 30, 2014.