Credit card SMS reminder services include transaction reminders, repayment reminders, overdue reminders, card sending reminders, card activation reminders, etc. Therefore, when China Construction Bank encounters situations such as insufficient debit amount from the agreed account, failure to repay the minimum repayment amount before the final repayment period, or unsuccessful debit when the cardholder is repaying, the bank will issue a refund on the first day after the due payment date or Send a text message reminder the next day.

Take China Merchants Bank as an example. Cardholders can choose to send free bill information reminders within three days after the bill date or five days before the repayment date. If not selected, CMB will send it on the next day by default. If the cardholder wants to change the time for sending bill information, he can log in to China Merchants Bank Credit Card Online Banking and reset the reminder time in the Account Reminder Time Settings in the Account Management Office.

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After the customer unbinds WeChat, send text messages by referring to the rules for unbound WeChat customers. If it is unbound before the text message is sent, the corresponding text message will be sent; if it is unbound after the text message is sent, the corresponding text message will not be sent and will be sent starting from the next month.

For accounts that have signed a contract for self-debit, a text message with the result of self-deduction will be sent one day after the due repayment date, regardless of whether it is bound to WeChat. For users who are bound to WeChat reminder, credit card bills will only be sent to WeChat. will be sent in the form of , the text message will no longer be sent.

People's Daily Online - A grace period will be provided for credit card repayments, and reminders are required three days before the due payment date