China Industrial and Commercial Bank's transfer and credit card upgrade regulations are as follows:
Generally speaking, if the following criteria are met and there is no bad credit record, the bank will actively increase the credit limit:
1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;
2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;
3. After reaching the credit line level of 1 1,000 yuan, the credit line can be adjusted to 2,000 yuan in at least 3 months after accumulative consumption of 500 yuan.
(However, I need to remind you that the situation may be different from place to place. In the end, please refer to the announcement and specific regulations of the local branch. )
When your credit card limit reaches 2000 RMB, you can bring your valid ID and credit certificate to the card issuer to upgrade the popular version to the standard version.
To upgrade a standard credit card to a gold card, you need to hold your ordinary card for more than one year, and within this year, your card is in good condition and all repayments are timely, and the card and account are in normal condition. If you are upgrading the dual-currency credit card of VISA or MasterCard, you can call 95588-2-2 to apply for general promotion. The minimum initial credit limit of a credit card gold card is 6.5438+0.5 million yuan. However, if you have other standard credit cards in your name and your personal information is complete, you can directly call 95588-2-2 to apply for permanent transfer. The adjustment of the amount requires that your card has been used for more than 90 days, the card is in good condition and repaid in time, and the card and account are in normal condition.
To permanently increase the credit limit, the following conditions must be met:
(1) The account has been activated for more than 90 days (inclusive);
(2) The card is in good condition and all repayments are made in time, and the status of the card and account is normal.
Meet the above conditions, you can apply to the local card issuer, or call 95588 credit card manual service to apply for upgrade.
Credit certification materials for withdrawal: personal income tax payment certificate for the last three months, official payroll for the last three months, credit card statements for the last three periods, bank time and demand deposit slips/passbooks, bankbooks/bills for paying wages, self-owned property certificate, social insurance deduction certificate, motor vehicle driving license, property fee payment certificate for the last six months, insurance fee payment certificate, water, electricity, gas, mobile phone fee and fixed telephone payment for the last three periods. (However, you also need to be reminded of what materials you need to bring, and please contact 95588 credit card manual service or local card issuer for consultation, subject to their reply. )
After the application amount is adjusted, we will reply to your approval result by SMS within 3 working days (Platinum Card 1 working day).
If you don't receive the approval result SMS after 3 working days, you can call 95588-2-2 to inquire about the adjustment result. If it helps you, I hope you can adopt my answer.
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