Generally, for credit cards applied through the Internet, once the customer submits the application, the relevant staff will submit the information to the card-issuing bank for review. Therefore, if the customer wants to cancel the application at this time, it will definitely be too late, and you will need to perform other cancellation operations later.
Specific instructions on how to cancel an online credit card application: First, refuse a credit investigation return visit. After submitting an online credit card application, the bank needs to check the customer's credit record to decide whether to grant approval or limit approval. Therefore, at this time, the bank will call the customer's reserved phone number and communicate with the customer before checking the customer. of credit reporting. If you want to cancel the credit card, you can directly reject the credit inquiry on the phone and indicate that you do not want to continue the application. Then the bank will not approve the credit card for the customer.
Second, call the bank immediately and explain the situation. You no longer want to apply for this credit card and ask to cancel the application.
In addition, we would like to remind everyone that applying for a credit card will leave traces on the consumer's personal credit report, so we recommend that you do not blindly apply for a card or cancel your account.