Yes, but less likely.

Details:

1. First of all, provident fund loan credit cards usually require borrowers to have a good credit record, including repaying on time and avoiding overdue payments. According to the information you provided, there have been 8 late repayments in the past two years, which will have a negative impact on your loan application.

2. Secondly, banks or financial institutions will evaluate the borrower's repayment ability and credit status when approving a loan. Multiple late payments may be considered a bad credit situation, resulting in your loan application being rejected or requiring you to pay a higher interest rate.

3. In addition, banks and financial institutions have different approval standards for loan applications. Some institutions may be stricter about late repayments, while others may be more lenient. Therefore, your ability to successfully apply for a loan also depends on the lender you choose.

Summary:

Although the provident fund loan credit card application requires a good credit record, there is still a certain possibility of being able to obtain a loan even if there are 8 overdue repayments. The specific results depend on the approval standards of each bank or financial institution and the individual's repayment ability.

Extended information:

Provident fund loan credit card refers to a credit card that uses provident fund as a mortgage or guarantee to obtain a certain amount. This form of loan usually requires the borrower to have a stable source of income and a good credit history to ensure that the loan can be repaid on time. Multiple late payments can have a negative impact on a person's credit history and may result in future loan applications being rejected or requiring higher interest rates.