In order to reduce some unreasonable borrowing and risks of credit cards, many cardholders will adopt various methods to obtain discounts. Earlier, the new credit card regulations released stipulated that in 2019, if the principal of overdue credit card debt reaches 50,000 yuan, they will be sentenced for credit card fraud. So, does this 50,000 refer to a single 50,000 yuan or a cumulative 50,000 yuan? ?

What is the new credit card registration amount in 2019? How to calculate it?

If it is from different banks, it should be counted as a single one; but if it is multiple credit cards from the same bank, the limit will not* **enjoy, then it can also be accumulated to 50,000.

In general, if the cumulative credit card debt in each bank reaches 50,000 yuan (excluding credit card loan debt) and has not been repaid for more than 3 months, the bank will issue you with two effective After collection, you may be charged with credit card fraud in court, and you may be sentenced.

So, some credit card holders are not taking chances. After banks began to adopt new regulations and policies for credit cards in 2019, overdue credit cards will still lead to jail time.