1. Face-to-face sign-up failed: face-to-face sign-up is required during activation, and insufficient materials provided will lead to face-to-face sign-up failure, which will lead to activation failure.

2. Handling cards in different places and activating them in different places: the bank will think that the applicant is not stable enough, so it will refuse to activate the application.

3. Bad personal credit information: Good personal credit information plays a vital role in handling or activating credit cards. The applicant's bad credit record is likely to lead to rejection when the counter is activated.